FAQ's

FHAS provides many programs and services and we understand that questions will always arise. Below you will find some frequently asked questions that may assist you in becoming  stable.

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GENERAL
Q: Where are you located?
Q: Are you affiliated with Omaha Housing Authority (OHA) or Department of Housing and Urban Development (HUD)?
Q: What is affordable housing?Q: What is HUD?

TENANT SERVICES
Q: What is private subsidized housing?
Q: What is subsidized housing?Q: What is public housing?
Q: What is Section 8?Q: What is the difference between very-low, low-income, and moderate income?

HOME OWNERSHIP - FORECLOSURE PREVENTION
Q: How long does the foreclosure process usually take?
Q: Once the foreclosure process starts is there anything I can do to stop it?

HOME OWNERSHIP - EDUCATION
Q: Why is my credit score and history so important?
Q: What types of mortgages are available?Q: What is Predatory Lending

HOME OWNERSHIP - REVERSE MORTGAGE COUNSELING
Q: How much money can a senior (62 years or older) get from a reverse mortgage?
Q: What is the purpose of a reverse mortgage counseling session?

FAIR HOUSING
Q: Who is protected?
Q: What does housing discrimination look like?
Q: Is it just rentals?
Q: What’s a reasonable accommodation?
Q: What if my landlord won’t make repairs?
Q: What if I’m getting evicted?
Q: What if I want my security deposit back?

FINANCIAL FITNESS
Q: How can I plan when I’m living from paycheck to paycheck?
Q: How can I reduce my credit card debt?

Earned Income Tax Credit Coalition
Q: Who is eligible for EITC?
Q: How can I get help filling out the forms to claim EIC?
Q: What other programs does the Omaha EITC Coalition offer?
Q: When does the EITC Coalition meet?
Q: How can I get more EITC information?